Prosper’s Portfolio Plans: How to Get the Best Returns

One of the biggest issues any new lender will face is how to gauge what his or her true return on investment is. It is somewhat misleading to bid on a loan with a high interest rate attached because there are so many additional factors that come into play later on that will reduce your overall return. For example, how many of these loans have historically defaulted? Generally, the higher the credit grade, the higher the return. However, when creating a portfolio plan in Prosper, you can easil