Take out loans this Christmas

Shoppers are being encouraged to take out a personal loan instead of using store and credit cards.Research by the Yorkshire Bank found that instead getting a bargain, customers taking advantage of offers during the sale season actually end paying a significant price if they do not realise the real costs behind the different ways they choose to fund their purchases. This is especially problematic as many shoppers plan to buy expensive “big-ticket” items such as a new kitchen (23 per cent) or ba