£27bn loaned on credit cards over Christmas

Britons are expected to spend approximately £27 billion on debit and credit cards over Christmas this year, according to the card issuers association. APACS has released advice for consumers on managing annual Christmas spending, including tips such as working out a budget, making sure you know how much you can afford to borrow, shopping online, and keeping track of what is spent. The association also advises customers to remember their PIN code, as this is the first Christmas that the new chi