Tips on how better to exploit the working poor

Payday loan testimonials from the new Web site of the Predatory Lending Association, which launched on Tuesday. "I was able to turn my heat on for 2 weeks with my payday loan." — Jake G. Parsons, Duluth, Minnesota "I would have been homeless two weeks earlier without my payday loan." — Ben R. Gibson, Denver, Colorado Note: "The Predatory Lending Association is not related in any way to the Association of Predatory Home Lenders (APHL), which focuses on the home mortgage industry. And whil